Estate and trust tax in Toronto and the GTA
Final returns, T3 trust filings and tax-smart estate planning for families and executors.
How we help
When someone passes away, the executor must file a final return and often several others. We guide executors and families through the process, get clearance from the CRA and make sure nothing is missed.
For planning ahead, we look at how tax applies to your assets so your family is not left with avoidable bills, and we work with your lawyer on the tax side of your will and trusts.
We also prepare annual T3 returns for trusts.
What is included
- Final (terminal) T1 return
- Optional returns and rights or things
- T3 trust and estate returns
- CRA clearance certificates
- Estate tax planning
- Estate Administration Tax guidance for Ontario
Who this is for
- Executors and estate trustees
- Families of a deceased person
- Individuals planning their estate
- Trustees and beneficiaries
How it works
A simple process from first call to finished work.
- 1
Free consultation
Tell us about your situation by phone, video or the contact form. We listen first and ask the right questions.
- 2
A clear plan and quote
You get a plain-language scope of work and a fee quote before anything starts, so there are no surprises.
- 3
We do the work
We prepare, file and reconcile everything, and you review a clear summary before it goes to the CRA.
- 4
Ongoing support
Questions in March or September are welcome. We stay available all year, not just at tax time.
Estate and trust tax near you
We serve clients in these cities and across Canada.
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Estate and trust tax FAQ
Answers to common questions in Ontario.
What returns are due when someone dies?
Generally a final T1 return for the year of death, and sometimes additional returns and trust returns. The due date is usually April 30 of the following year, or six months after death if the person died in November or December.
What is a clearance certificate?
A CRA certificate confirming that all amounts owing by the deceased have been paid. Executors who distribute an estate without one can become personally liable for unpaid tax.
Is there tax when someone dies?
In general, the person is treated as having sold their capital property at fair market value just before death, which can trigger tax on gains. Transfers to a spouse or spousal trust can often defer it.
How much do estate and trust tax services cost?
Fees depend on the scope and complexity of your situation. After a free consultation we give you a clear quote before any work begins.
Do you provide estate and trust tax outside Toronto?
Yes. We serve Toronto, Mississauga, Brampton, Vaughan, Markham, Oakville and the wider GTA, and we work with clients across Canada by phone, video and secure online document sharing. Call (647) 527-4970 to get started.
Let's talk accounting
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